Hence, the authorities in the Arab region have given special attention to encouraging saving, by supporting the development of new saving products that suit the needs of individuals, improving the financial infrastructure, and expanding the reach of financial services to all community categories through digital financial services, which contributes to inclusive and sustainable economic development.

Accordingly, the 2024 Arab Day for Financial Inclusion is celebrated under the theme “Encouraging Saving to Enhance Financial Inclusion”. In this context, it is important for the authorities to establish regulatory frameworks that provide fairness and protection for the saver in a way that enhances saving, and for the financial and banking sector to take the initiative to enhance the culture of saving and raise awareness of its importance in enhancing the financial independence of individuals, and to develop innovative financial products that suit the needs of all community categories and encourage them to save.

The Arab Monetary Fund (AMF) has published an economic study titled "Public debt and economic growth in Arab countries: structural or short-term benefits?”. This research covers twenty-one Arab countries between 1990 and 2021. It investigates if the public debt improves production capacities and long-term growth in the Arab region or if its effects are limited in the short run.

Key findings reveal that public debt helps improve long-term growth with a very limited impact on the short term. This conclusion is valid mainly for middle—and high-income Arab countries. At the same time, there is no evidence that public debt helps low-income Arab countries improve their economic growth in the short or long term. A common finding for all groups is the lack of efficiency of the Arab countries' public debt in terms of investment, with a much smaller total investment improvement compared to the debt increase.

The Arab Monetary Fund (AMF) has published an economic study titled "Climate Change and Economic Growth in Arab Countries”. This comprehensive research investigates the impact of climate change on the economic prosperity of twelve Arab countries from 2010 to 2019, using advanced econometric models to analyze data on surface temperature, carbon dioxide concentrations, land cover changes, and annual precipitation.

Key findings reveal that climate change hampers economic growth in the region, with carbon dioxide levels and land cover changes identified as major contributing factors. The study underscores the urgent need for Arab nations to adopt and implement robust policies and strategies to mitigate the adverse effects of climate change to ensure sustainable economic growth.